Chat it on WhatsApp like you chat your guy. It logs every naira (personal, business, project), then tells you the truth about where your money actually went.
No app to download. Works on your phone and your laptop.
SabiCFO
online40k, data, personal
9:14 AM
amount, description, account
₦40,000 saved ✓
₦40k on data this month already. Na who you dey call, NITDA?
9:14 AM
Personal
159 days left
My shop
In profit
Side project
₦220k in
You're running a business. Earning a salary. Juggling side hustles, projects, and a small-small spending habit you'd rather not talk about. Then somehow, by month-end, the money has just... vanished.
SabiCFO is the AI-powered CFO every Nigerian professional and small business owner deserves. Minus the salary, the office, and the side-eye when you explain how much went on “miscellaneous.”
No app to learn. No forms to fill at midnight when you remember today's expenses. Chat SabiCFO the way you already chat, and it's logged: personal, business, or project money, sorted.
Just send three things: amount, what it was for, and the account. Like "3k, diesel, personal". SabiCFO also reads natural Pidgin and shorthand like "client paid 200k", so write it however you talk.
Every naira lands in the right place: personal, business, or project. No forms, no categories to pick at midnight. It is already logged before you put your phone down.
Open your phone or your laptop and see the truth: what you can spend today, how long your money lasts, and which pocket is actually doing well.
Prefer your laptop? We've got you there too. Log in from your phone, your browser, anywhere. Your numbers follow you everywhere your hustle goes.
SabiCFO looks at everything (your salary, business income, project money, and spending) and tells you the truth. Not the truth you want. The truth you need.
You spent ₦40k on data this month. Na who you dey call, NITDA?
Your business made profit, but your 'small personal expenses' ate it. Again.
This subscription has charged you three months in a row. Still worth it, or time to cancel?
It's the financial advisor that won't sugarcoat anything, and it's rooting for you the whole time.
SabiCFO pings you on WhatsApp to log expenses before the day runs away with you.
And when a subscription is about to renew or a bill is due, it nudges you early. Enough time to prepare, or to cancel before your money disappears into something you forgot you signed up for.
How did money move today? Send me anything you spent or earned before you forget.
Your streaming plan renews on Friday. That's ₦6,500 leaving your account again. Cancel, or let it run?
Stop juggling three mental ledgers for your salary, your shop, and that contract you're managing on the side. SabiCFO separates and tracks all of it, so you always know which pocket is actually doing well, and which one is lying to you.
Salary, house money, that small-small spending. Track what comes in and exactly how long it will last.
Each business keeps its own books, fully separate. Run a shop and a side hustle too? Neither one touches the other. See real profit, not the number you hope for.
The job you are managing on the side gets its own books. Know if it is paying you, or quietly draining you.
No spreadsheets. No accounting jargon. No “finding time” to sit down and sort your books. SabiCFO is built for the everyday Nigerian professional, freelancer, and small business owner.
Simple enough that if you can send a WhatsApp message, you can run your finances like a CEO.
You worked hard for this money. SabiCFO makes sure you actually know what happened to it.